We understand that our customers want and deserve the highest level of customer service.

We don’t work for any insurance Company, we work for you!

We go all the way for you.

You are not a policy number, but a person.

We do our best to find you the best insurance there is.

We have extensive experience in writing the hard to place businesses.

We have a multi cultural background and make you feel at home.

Monica Swaida is the owner of Monica insurance agency. With a graduate degree in Accounting, Monica has an extensive financial background. She Attended Mt Wachusetts community college, University of Massachusetts in Lowell, and Boston university. Monica worked for different accounting firms and later changed careers to information systems. A Microsoft certified engineer, A+ certified engineer worked as a systems engineer for Wang, Getronics, Lotos, Compaq, Hewlett Packard etc. She formed Monica Insurance Agency in 2003.

You can contact us by phone at:978.454.2577
Go to our website: www.monicainsurance.com
Or email us at: This e-mail address is being protected from spambots. You need JavaScript enabled to view it
Or visit us in person at:19 Mill St Lowell, MA

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Teen Challenge is a Christian residential drug recovery program that is part of a network of 10 Teen Challenge centers across New England and New Jersey. The Manchester Men's Campus is located at 147 Laurel Street in Manchester, New Hampshire.

The program has a strong faith-based approach and offers spiritual, academic, and vocational training that equips individuals to return to society as responsible citizens. A number of our graduates have experienced complete recovery from drug and alcohol addiction. They have told us that the key to their success was developing a personal relationship with God and putting into practice all that they had learned while in our program.

We are here to help you do the same. We believe that God has a great purpose for your life and we are thankful for every opportunity to help you and others discover that purpose - and live it to the fullest. From the beginning, Teen Challenge has operated based on the concept that a person with life controlling problems can change - if that person wants help.

Electronic Repair Services - PC and Laptop Repair

Photo Restoration and Photo Repair, Website Designer

Electronic Repair Services-PC and LaptopRepair

We do repairs to all types of electronic devices including Television (LCD,LED or PLASMA),VCR, Camcorder, Stereo, DVD and CD.

Any Format, Video or Audio to DVD or CD 

We can convert MANY DIFFERENT FORMATS  of TAPES to DVD or CD, that can then be played on your home computer, CD players or DVD players.

Convert your old VHS, VHS-C, Mini DV and Hi8 camcorder tapes to DVD. 

Photo Restoration and Repair

Restoration and Retouching of your family photos.

Restore old photos, remove rips, tears and creases from photos.

Photos with cracks, tears, print marks can be repaired digitally...

Enhance, restore, repair, and bring old photos back to life.

All photo restoration and retouching work is done by hand to a digital scanned image of your photograph using professional photo editing software

We value your business and would like every customer

to be completely satisfied with each order

Satisfaction Guaranteed

email  This e-mail address is being protected from spambots. You need JavaScript enabled to view it

(978) 569-7788

VAL  SOUTO

We are a general practice law firm providing legal services to a unique client base of small businesses, individuals, and families throughout Massachusetts.  Our Firm is dedicated to providing quality legal advice and representation, with special attention to our clients' diverse goals and needs.

The firm’s practice is primarily concentrated in the areas of bankruptcy, immigration law, family law residential real estate, entertainment law, estate planning and probate administration, criminal law and general civil litigation.

The Mission

Healing the Heart Ministry provides a biblically-based structure guiding a person on a journey from where they find themselves to a path of growing closer to God.

The process is guided by a scripture-referenced 12-step outline of identifying the common wounds of the heart we’ve all experienced, the healing of those wounds, and growing together as disciples and servants of Christ.

The ministry team comes together to share life experiences, opening the way for the Holy Spirit to bring healing, as we share the message of God’s love and hope.

Christopher B. Kirby MD